What are the visiting care costs?
Worried about the cost of care for a loved one? Visiting care enables anyone with care needs to continue living in their own home with the assistance of a visiting carer. Whether you just need some companionship or you have some specific health issues that mean you require extra support, our visiting carers can help you to live independently.
How much does visiting care cost?
Visiting care costs very much depend on the care needs of the person or persons being supported and their preferences. Calls start from only 30 minutes per week, are completely flexible and can be changed dependent upon your care needs.
Visiting care costs: A break down…
What funding options are there for visiting care?
Here, we’ve explained some of the various funding options availble to you.
Funding from your local authority
In the first instance, we would recommend contacting your local authority to see if they are able to cover some of the care costs involved in your plan. Individuals with income or savings above a certain threshold may not be able to claim relief from local government.
The Money Advice Service provides more information on how to find out if you are eligible for funding from your local authority – at the very least, you will be entitled to a care needs assessment.
Are you entitled to benefits?
Many people will be entitled to certain benefits from the state, which can go some way to paying for their visiting care. There are a number of different benefits available, including:
- Pension Credits
- Savings Credits
- Attendance Allowance
- Disability Living Allowance
- Constant Attending Allowance
- Carer’s Allowance
- Council Tax Benefit
- Could you claim a personal health budget?
As of October 2014, individuals who have been receiving NHS Continuing Healthcare have been able to claim a personal health budget. The money provided can be used to set up a care package with an independent care provider such as ourselves, with the support of your local NHS team.
Could you draw upon an Immediate Needs Annuity?
An Immediate Needs Annuity can provide a guaranteed, regular income that can help you meet the cost of care. In the first instance, you will need to pay a one-off fee when you purchase the annuity.
Funding your care privately
You can, of course, choose to pay for visiting care yourself with savings. Alternatively, some people decide to release the equity in their home in order to pay for their care needs.
If you would like to discuss funding for visiting care in more detail, please call our team on: 0808 250 4388.